It’s Enrollment Time! Here’s What you Need to Know!

Fall is open enrollment in the American workplace, and you've probably already received you packets, forms, memos, meeting invites and apps for the benefits enrollment season. Navigating your benefits package can be overwhelming, and has a direct effect on your long-term savings. Park + Elm wants to help. Below is your quick guide to navigating your benefits booklet from start to finish: Health Insurance – pay close attention to the following variables to the health insurance [...]

November 13th, 2018|

IRS Boosts Contribution Limits for 2019!

  Here's a great New Year's Resolution for 2019...Save more in your retirement accounts! The IRS is on board! They recently announced new contribution limits for 401(k) participants and IRA account holders. Here's how much you can sock away toward retirement in 2019: In 2019, you will be able to save up to $19,000 in your 401(k) or 403(b), up from $18,500 in 2018. The limit for individual retirement accounts will be $6,000 - up [...]

November 6th, 2018|

Midterm Elections: What Do They Mean for Markets?

It’s almost Election Day in the US once again. For those who need a brief civics refresher, every two years the full US House of Representatives and one-third of the Senate are up for reelection. While the outcomes of the elections are uncertain, one thing we can count on is that plenty of opinions and prognostications will be floated in the days to come. In financial circles, this will almost assuredly include any potential for [...]

November 2nd, 2018|

Six Simple Truths About Volatility

Volatility is back. Just as many people were starting to think markets only ever move in one direction, the pendulum has swung the other way. Anxiety is a completely natural response to these events. Acting on those emotions, though, can end up doing us more harm than good. There are a number of tidy-sounding theories about why markets have become more volatile. Among the issues frequently splashed across newspaper front pages: global growth fears, rising [...]

October 25th, 2018|

Park + Elm Investing Principle #8: Do Emotions Affect Investment Returns?

PRINCIPLE #8 IS HERE! Do Emotions affect Investment Returns! Download the rest of our Ebook Here to get all 10 principles!! Many people struggle to separate their emotions from investing. The chart above shows the correlation between emotional cycles and market returns. Investors typically buy at “Elation” and sell at “Fear”, inherently creating a dreaded “selling low, buying high” strategy. A philosopher once said that nothing is as difficult for people as not deceiving themselves. But while [...]

October 22nd, 2018|

Quarterly Market Review: Q3-2018

Click on the link below for a detailed analysis of quarterly performance of the global equity and fixed income markets. CLICK HERE TO READ THE 3RD QUARTER 2018- QUARTERLY MARKET REVIEW

October 8th, 2018|