October : National Cyber Security Awareness Month – Tips for Protecting Yourself

National Cyber Security Awareness Month is observed each October and is designed to increase the public’s awareness of cybersecurity and cyber-crime issues. To help you protect your personal information, we are sharing content from the American Bankers Association’s brochure “7 Tips for Protecting Yourself Online.” According to Symantec, 12 adults become a victim of cybercrime every second. Though the internet has many advantages, it can also make users vulnerable to fraud. To help protect yourself [...]

October 21st, 2021|

Quarterly Market Review – Q3 2021

This report features world capital market performance and a timeline of events for the past quarter. It begins with a global overview, then features the returns of stock and bond asset classes in the US and international markets. The report also illustrates the impact of globally diversified portfolios and features a quarterly topic ,"The 50-Year Battle for a Better Way to Invest. Click HERE to download a copy of the report.   

October 6th, 2021|

U.S. Performance Dashboard – September 2021

Mounting fears of inflation, an ongoing Congressional budget impasse, and anticipation of a reduction in Fed liquidity provision all weighed on U.S. equities in September. For the third quarter as a whole, the S&P 500® posted a gain of 1%, while mid and small-caps declined, as the S&P MidCap 400® and the S&P SmallCap 600® fell 2% and 3%, respectively. Volatility rose, as the VIX® closed at 23.14. Momentum and Growth led in Q3, while High Beta (unsurprisingly) and [...]

October 4th, 2021|

August Market Commentary: A Turning Point?

August Recap and September Outlook The equity markets advanced during a month when the Delta variant ravaged some states, which reinvigorated flagging vaccination rates. Positive developments, such as a bi-partisan infrastructure package, were overtaken in the news cycle by the tumultuous exit from Afghanistan. The month finished with Hurricane Ida’s one-two punch to the South and the Northeast. The big miss on August employment numbers (released September 3rd) underscored the potential for damage that the [...]

September 9th, 2021|

U.S. Performance Dashboard – August 2021

U.S. equities continued to march upward in August, climbing above 20% YTD. The S&P 500® posted a gain of 3% for the month, as the Fed's dovish tone, combined with strong earnings reports, buoyed the market. While mega caps led, mid and small caps also posted gains, with the S&P MidCap 400® and the S&P SmallCap 600® both up 2%. Volatility declined, as the VIX® closed at 16.48. All factors posted gains. "Risk-on" factors (e.g., Momentum and Growth) led [...]

September 1st, 2021|

Donor Advised funds: Tax Benefits, Growth and Control

Donor advised funds have been around for decades, but they’ve only become popular vehicles for charitable giving over the last several years. They offer immediate tax benefits as the assets or funds in the donor advised fund convey a tax deduction in the year in which they are gifted. Inside the fund, the assets can grow tax-free and not have to be distributed immediately to a charity. How popular are they? Total assets in donor-advised [...]

August 26th, 2021|