David Booth On: Forecasting

Dimensional Founder David Booth shares his perspective on the limitations of market forecasting in this less than two minute video. Instead of enticing people to try to stock-pick, Dimensional wants to educate investors, with the over 90 years of data, on investing in capital markets.

September 19th, 2019|

Life Insurance – What is your Human Life Value?

September is LIFE INSURANCE AWARENESS MONTH so we are starting a drive to help clients and friends review and shop for the best and most appropriate coverage possible. DID YOU KNOW...A recent survey found only 32% of Americans have life insurance. How would you assess the financial loss your family would incur if you were to die today? Are you the sole provider for your family, or at least a significant provider to the family [...]

September 12th, 2019|

A Tale of Two Decades

Looking at the stock market over the past 20 years, you might think of Charles Dickens: It was the best of times—and the worst. But while the 2000s and 2010s have differed starkly in performance, collectively they have reinforced investing lessons on patience and discipline. This piece from our partner, Dimensional Funds, discusses the well supported thought that maintaining patience and discipline, through the bad times and the good, puts investors in position to increase [...]

September 9th, 2019|

August Performance Dashboard

U.S. equities stumbled in August, buffeted by economic implications of an inverted yield curve and a possible trade war with China. Large-caps declined, with the S&P 500® down 2%, while the S&P MidCap 400® and S&P SmallCap 600® performed even worse, down 4% and 5%, respectively. International markets also struggled, with the S&P Developed Ex-U.S. and the S&P Emerging BMI down 3% and 4%, respectively. The Far East and Latin America were particularly weak. Low Volatility triumphed amid [...]

September 4th, 2019|

The Secret of the Solo 401(k)

Self-employment has may perks, but there’s at least one significant drawback: the lack of an employer-sponsored retirement plan like a 401(k). We have a solution for you! The solo 401(k) is designed for self-employed workers with no employees, and mimics many of the features of an employer-sponsored plan. THE BASICS: Save up to $19,000 (over 50? Make that $25,000) Profit sharing options of up to 25% of income on top of the 19k Flexibility - [...]

August 29th, 2019|

Back to School!

As of today, colleges are back in session in most of the country, and many parents are likely thinking about how best to prepare for their children’s future college expenses. NOW is a good time to sharpen one’s pencil for a few important lessons before heading back into the investing classroom to tackle the issue.   THE CALCULUS OF PLANNING FOR FUTURE COLLEGE EXPENSES According to recent data published by the College Board, the annual cost [...]

August 26th, 2019|