Self Employed? Set up a SEP and SAVE on Taxes before April!
Self-employed workers have an option for significant retirement savings that is UNDER-UTILIZED, yet so extremely simple. Experts estimate that Americans will need 70 to 90 percent of their preretirement income to maintain their current standard of living when they stop working. It's crucial for the Self-employed to understand the opportunities in a Simplified Employee Pension (SEP) Plan. A Simplified Employee Pension Plan (SEP IRA) is the easiest small business retirement plan to administer and maintain, and helps [...]
2018 Annual Market Review
After logging strong returns in 2017, global equity markets delivered negative returns in US dollar terms in 2018. Common news stories in 2018 included reports on global economic growth, corporate earnings, record low unemployment in the US, the implementation of Brexit, US trade wars with China and other countries, and a flattening US Treasury yield curve. Global equity markets delivered positive returns through September, followed by a decline in the fourth quarter, resulting in a [...]
Quarterly Market Review – Q4 2018
Click on the link below for a detailed analysis of quarterly performance of the global equity and fixed income markets. CLICK HERE TO READ THE 4th QUARTER 2018- QUARTERLY MARKET REVIEW
Contribute to a 529 before December 31st!
The projected costs for college can be very intimidating…but there are ways to prepare for it. Just knowing the possible sticker price gives you the power to prepare! Without preparation, your retirement plan could be significantly impacted. If you have a future student, YOU MUST START PLANNING NOW! THE DEADLINE TO CONTRIBUTE TO A 529 FOR A 2018 TAX CREDIT IS FAST APPROACHING! THE IMPORTANCE OF INVESTING NOW To help reduce the expected costs of [...]
Park + Elm Investing Principle #10: Focus on What You can Control!
#10 is HERE! Download our Ebook Here to get the first 9 principles!! Financial science and experience show that our investment efforts are best directed toward areas where we can make a difference and away from things we can’t control. We can’t control movements in the market. We can’t control news or financial headlines. No one can reliably forecast the market’s direction or predict which stock or investment manager will outperform. But each of us can control [...]
Why Should You Diversify?
As 2019 approaches, and with US stocks outperforming non-US stocks in recent years, some investors have again turned their attention towards the role that global diversification plays in their portfolios. For the five-year period ending October 31, 2018, the S&P 500 Index had an annualized return of 11.34% while the MSCI World ex USA Index returned 1.86%, and the MSCI Emerging Markets Index returned 0.78%. As US stocks have outperformed international and emerging markets stocks [...]
