Income Calculator – Translating Your Savings to Retirement Income
Focusing on INCOME when investing for retirement, and following a strategy that addresses the RISKS that can affect your future income and standard of living is extremely important! Many are saving and investing to support future spending, but most are focused on a magic number, not the income that a that number can support. Ask yourself... How much income should I expect my retirement savings to generate once I stop working? When thinking about retirement, [...]
Déjà Vu All Over Again
Investment fads come and go. Letting short-term trends influence your approach may be counterproductive to pursuing your financial goals. Investment fads are nothing new. When selecting strategies for their portfolios, investors are often tempted to seek out the latest and greatest investment opportunities. Over the years, these approaches have sought to capitalize on developments such as the perceived relative strength of particular geographic regions, technological changes in the economy, or the popularity of different natural resources. But long-term investors should be aware that [...]
Self Employed? Set up a SEP and SAVE on Taxes before April!
Self-employed workers have an option for significant retirement savings that is UNDER-UTILIZED, yet so extremely simple. Experts estimate that Americans will need 70 to 90 percent of their preretirement income to maintain their current standard of living when they stop working. It's crucial for the Self-employed to understand the opportunities in a Simplified Employee Pension (SEP) Plan. A Simplified Employee Pension Plan (SEP IRA) is the easiest small business retirement plan to administer and maintain, and helps [...]
2018 Annual Market Review
After logging strong returns in 2017, global equity markets delivered negative returns in US dollar terms in 2018. Common news stories in 2018 included reports on global economic growth, corporate earnings, record low unemployment in the US, the implementation of Brexit, US trade wars with China and other countries, and a flattening US Treasury yield curve. Global equity markets delivered positive returns through September, followed by a decline in the fourth quarter, resulting in a [...]
Quarterly Market Review – Q4 2018
Click on the link below for a detailed analysis of quarterly performance of the global equity and fixed income markets. CLICK HERE TO READ THE 4th QUARTER 2018- QUARTERLY MARKET REVIEW
Contribute to a 529 before December 31st!
The projected costs for college can be very intimidating…but there are ways to prepare for it. Just knowing the possible sticker price gives you the power to prepare! Without preparation, your retirement plan could be significantly impacted. If you have a future student, YOU MUST START PLANNING NOW! THE DEADLINE TO CONTRIBUTE TO A 529 FOR A 2018 TAX CREDIT IS FAST APPROACHING! THE IMPORTANCE OF INVESTING NOW To help reduce the expected costs of [...]
