Retirement Insights Series

THE RETIREMENT EQUATION A sound retirement plan is to make the most of the things that you can control but be sure to evaluate factors that are somewhat or completely out of your control within your comprehensive retirement plan. Investment efforts are best directed toward areas where we can make a difference and away from things we can’t control. We can’t control movements in the market. We can’t control news or financial headlines. No one [...]

June 19th, 2019|

Trillion Dollar Club

For 20 years, we have utilized Dimensional Fund Advisors to facilitate intelligent product selection, and our philosophy parallels their approach of information based, efficient investing. The Financial Times recently sat down with Dimensional Co-CEO and Chief Investment Officer Gerard O’Reilly. The interview covers O’Reilly’s path to Dimensional, his leadership alongside Co-CEO Dave Butler, and the firm’s research-based culture and approach to investing. An interesting piece about one of DFA's own, and his path to Dimensional. Read below [...]

June 10th, 2019|

The Randomness of Global Equity Returns

Investment opportunities exist all around the globe. Across more than 40 countries, there are over 15,000 publicly traded companies. If you listen to the news, however, some countries may seem like better places to invest than others based on how their economies and stock markets are doing at the time. Fluctuations in performance from year to year only add to the complexity, providing little useful information about future returns. Daunted by the prospects of sorting [...]

June 4th, 2019|

May Performance Dashboard

In stark contrast to the strong performance during the first four months of 2019, U.S. equities suffered in May as a result of trade tensions between the U.S. and China along with slowing global growth concerns. The S&P 500® lost 6%, while the S&P MidCap 400® and S&P SmallCap 600® lost 8% and 9%, respectively. The VIX® ended the month at 18.7, still surprisingly low by historical standards. The market struck a defensive tone, with Low Volatility taking the [...]

June 3rd, 2019|

The Uncommon Average

The US stock market has delivered an average annual return of around 10% since 1926.[1] But short-term results may vary, and in any given period stock returns can be positive, negative, or flat. When setting expectations, it’s helpful to see the range of outcomes experienced by investors historically. For example, how often have the stock market’s annual returns actually aligned with its long-term average? Exhibit 1 shows calendar year returns for the S&P 500 Index [...]

May 14th, 2019|

Understanding how mutual funds work could save you a ton of money in the long run!

Investors should get to know the 18.7 Trillion Dollar industry of mutual funds! Check out this video and get the basics on mutual funds!

May 6th, 2019|