The price of college is skyrocketing! Loan availability is high, demand is high, and competition is extremely high to retain these high paying, high maintenance student lifestyles. There are so many amenities at universities today, and you and your loans are paying for them. Unlike every other industry, colleges have not passed on savings captured by technology advances to their students. If you have a future student, YOU MUST START PLANNING NOW! The most popular [...]

EXPECT VOLATILITY It is important to remember how well-functioning capital markets work and what prices reflect; prices reflect the aggregate expectations of market participants. Risk aversion, investors’ tastes and preferences, and expectations about future profits are among the many inputs that affect expectations. We should expect these inputs to vary day-to-day. Markets adapt to changing expectations and new information. As a result, we expect prices, as well as the level of volatility, to fluctuate. It [...]